Guided questions
Owners answer the basic business, ownership, loan request, and use-of-funds questions in a clearer order.
Why FileReady matters
Most delays happen before a lender can make a real decision.
Many working-capital files slow down because the first package is unclear. Missing documents, unanswered questions, and scattered details can create extra back-and-forth.
A cleaner file helps everyone see the next step.
FileReady Intake helps you start with a guided path, a secure document portal, and a clear checklist of what is still needed.
Secure document upload
Bank statements, tax returns, and business documents are collected through a secure portal instead of scattered messages.
Missing-item review
The team reviews the file and sends a simple list of anything still needed, so there is less guessing.
Experience matters, but no one should overpromise.
The Whigham team brings SBA and capital access process experience to the intake. That experience helps the team know what documents and answers often matter before review.
This service does not guarantee SBA eligibility, lender approval, funding, rates, terms, or timing. It helps owners get organized and start with a cleaner file.
Start with a cleaner file.
Begin your intake or speak with the team if you have questions first.